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#fatca

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@inch @Soweitsogut

#Funfact: Es gibt das gibt das #Basiskonto auf welches jede volljährige Person mit legalem Aufenthalt Anrecht hat, egal ob #Aufenthaltstitel, #Duldung, laufendes #Asylverfahren, oder sonstwie.

  • Und ja, das gilt auch für #Schutzsuchende und sogar Menschen die sich zum Zeitpunkt der Antragsstellung mit Touristen-Visum aufhalten.

Aber das ist nicht meine #Meinung sondern die Info gem. @bafin7und die git's sogar auf englisch

  • Es bedarf dafür nichtmals eine #Meldeanschrift; lediglich eine c/o - Addresse (bspw. Aufnahmeeinrichtung oder Postfach) reicht. Unterlagen wie Karte u.ä. können i.d.R. in der Filiale abgeholt werden.

Nur ein Ausweisdokument mit Foto und Unterschrift (und für #US-Staatsbürger*innen #SSN wegen #FATCA) reichen.

  • Terminvereinbarung wird streng empfohlen, genauso wie das Ausfüllen des Antragsformulars.
BaFinBasiskontoGrundsätzlich haben alle Verbraucherinnen und Verbraucher, die sich rechtmäßig in der Europäischen Union aufhalten, einen Anspruch auf ein Basiskonto nach dem Zahlungskontengesetz (ZKG). Das schließt auch Personen ohne festen Wohnsitz und Asylsuchende ein. Personen ohne Aufenthaltstitel, die aber aus rechtlichen oder tatsächlichen Gründen nicht abgeschoben werden können (Geduldete), haben ebenfalls diesen Anspruch.
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@eloquence precisely that is my problem with bs like the #TikTokBan...

  • It's merely signalling that everything is fine unless it touches #NOBUS Doctrine and threatens the "#GlobalReach" of #NSAbook and it's access via #PRISM-Collaborators.

The fact that #DataBrokers basically act as privatized #intelligence agencies IS LITERALLY THE PROBLEM!

I'd not be surprised if #Trump were to basically create a "DATA-#FATCA" and demand #hosters and #providers outside the #USA to #backdoor their systems and provide #BulkAccess to #US citizens' data to US intelligence unless they want to face sanctions which would basically force them off the Internet due to it's US-centric nature!

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@mina @bojkotiMalbona @energisch_ @Nickiquote nit entirely.

  • It is the nations' decision whether or not they want to join in #FATCA or not.

I would not as a matter of principles

Infosec.SpaceKevin Karhan :verified: (@kkarhan@infosec.space)@bojkotiMalbona@infosec.exchange @energisch_@troet.cafe @mina@berlin.social @Nickiquote@mstdn.social If it was my decision, #Germany would not have signed up on #FATCA bs. - Sadly I'm not in position to #RepealFATCA and restore #privacy as well as outlaw #discrimination. That being said I've not found any #Bank in Germany that rejects #US #citizens (as basically everyone who is a resident regardless of legal status (i.e. seeking asylum, on tourist visa, permanent resident) or even legal address (i.e. even homeless people can get a bank account) as clients per-se since #Banking is regulated as a #utility and every #ConsumerBank must offer *"basic accounts"*. - The only problem may be that almost all will #KYC their clients in person *and* with #cooperative-owned #CreditUnions they'll OFC demand a minimum buy-in of shares (usually around €50-100). Granted a #BankAccount in Germany is kinda essential and without it one can neither get paid (all employers will wire money using #SEPA, paying wages in #cash isn't even legal in most cases) *nor* can one make rent, pay utilities and insurance bills (even the most slimy landlords don't want cash!)... - Same goes for #CashlessPayments: #girocard is the standard supported by every #BankingCard, as #CreditCards are virtually nonexistant (outside of very rich peoples' pockets and business peoples' / freelancers' wallets) due to high fees and banks being extremely stingy to even approve a credit card that isn't a #prepaid one *at all*...
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@bojkotiMalbona @energisch_ @mina @Nickiquote If it was my decision, #Germany would not have signed up on #FATCA bs.

That being said I've not found any #Bank in Germany that rejects #US #citizens (as basically everyone who is a resident regardless of legal status (i.e. seeking asylum, on tourist visa, permanent resident) or even legal address (i.e. even homeless people can get a bank account) as clients per-se since #Banking is regulated as a #utility and every #ConsumerBank must offer "basic accounts".

  • The only problem may be that almost all will #KYC their clients in person and with #cooperative-owned #CreditUnions they'll OFC demand a minimum buy-in of shares (usually around €50-100).

Granted a #BankAccount in Germany is kinda essential and without it one can neither get paid (all employers will wire money using #SEPA, paying wages in #cash isn't even legal in most cases) nor can one make rent, pay utilities and insurance bills (even the most slimy landlords don't want cash!)...

  • Same goes for #CashlessPayments: #girocard is the standard supported by every #BankingCard, as #CreditCards are virtually nonexistant (outside of very rich peoples' pockets and business peoples' / freelancers' wallets) due to high fees and banks being extremely stingy to even approve a credit card that isn't a #prepaid one at all...

Hania:

"Is EDPB throwing a curve ball at #FATCA and the USA?

The EDPB is consulting on their draft opinion with regards to article 48 in conjunction with article 44. You have until 27 January to chime in.

The way I read it, EU data controllers can respect and execute against foreign law enforcement requests based on international agreements, such as legal assistance treaties (MLATs), on the condition these provide for proper data protection safeguards at the recipient end.

1/

Bilaterale overeenkomste van de VS met de hele wereld, zoals de #FATCA verdragen...

N.a.v.:

"Beljaarts, de Trump-fluisteraar. “Republican trade policy is more focused on bilateral agreements rather than multilateral. There will also always be a role for the EU there. But one needs to be very well aware that the preference is on the one to one.”"
(Bron: x.com/pgkroeger/status/1862827)

X (formerly Twitter)PG Kroeger (@PGKroeger) on XBeljaarts, de Trump-fluisteraar. “Republican trade policy is more focused on bilateral agreements rather than multilateral. There will also always be a role for the EU there. But one needs to be very well aware that the preference is on the one to one.” https://t.co/OaCmgyLqOJ

Privacy First besteedt aandacht aan #FATCA – als eerste algemene burgerrechtenorganisatie.
Ook uitwisseling van financiële persoonsgegevens hoort aan het Europese Handvest te voldoen!
#CitizenshipBasedTaxation is internationaal afwijkend en de VS misdraagt zich t.o.v. mensen met de Amerikaanse nationaliteit die buiten de VS wonen. Dat kan grondrechtelijk NIET door de beugel en daar horen Nederland en de EU niet aan mee te werken #HumanRights

ellentimmer.com/2024/11/11/fat

Ellen Timmer - juridische artikelen en berichten · Privacy First besteedt aandacht aan FATCA – als eerste algemene burgerrechtenorganisatieVandaag plaatste Privacy First het artikel Zorgt nieuw regime VS voor einde aan financiële discriminatie van Europeanen? op haar site. In dat artikel vraagt zij aandacht voor de problematiek van de…