Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://feddit.org/u/ShadyQuark" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>ShadyQuark</span></a></span> <a href="https://infosec.space/tags/N26" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>N26</span></a> is also run by <a href="https://infosec.space/tags/PeterThiel" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PeterThiel</span></a> and I do recommend to just get a basic account if you already are in Germany.</p><ul><li>One doesn't even need a residency for that.</li></ul><p>Don't take my.word for it: <span class="h-card" translate="no"><a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>BaFin</span></a></span> <em>is</em> the authority on that matter!</p><p><a href="https://www.bafin.de/EN/Verbraucher/Bank/Produkte/Basiskonto/basiskonto_node_en.html" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">bafin.de/EN/Verbraucher/Bank/P</span><span class="invisible">rodukte/Basiskonto/basiskonto_node_en.html</span></a></p><p>The main problem is that banks in the <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> csn only do <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> and <a href="https://infosec.space/tags/SWIFT" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SWIFT</span></a>, so if a recipient in in the <a href="https://infosec.space/tags/USA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>USA</span></a> they may not even have an <a href="https://infosec.space/tags/IBAN" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>IBAN</span></a>!</p>