I don't know how many of yous bank with Monzo but they're running a 1p challenge.
Someone on their forum created this sheet for how much you'd need to save per month (set aside to make sure you make the end of the challenge)
I'm giving it a go, it seems totally do-able and one that, with some planning, won't be noticed. If anything will help cover bills in Jan/Feb next year when work's dried up.
I've had an 'Active Card Check' with PayPal on a card that isn't linked to my PayPal account.
Suspicious or what?
PayPal were stupendously useless.
The bank - Monzo - have taken it seriously and have blocked & replaced the card.
I don't know how these things work, but it's a drip-drip of loss of confidence in online payments.
I have a personal + a business bank account with #monzo (and yes, I do have a business - https://poetry.sh).
I also have some specialist accounts, like a pension, #wise, etc. happy to recommend more specifically if you want to DM me.
I have banked with #FirstDirect for thirty years.
Today I have ditched them and switched all my accounts to #Monzo.
Because fuck you First Direct, for being so hung up on titles and making it SO difficult to change that.
My account is Miss IFR and they’ve knocked back a cheque made out to Mrs IFR. Monzo didn’t even ask for a title.
@meena #Monzo is hands down, the absolute best bank I've ever had. No BS credit cards offers, no extra insurance for your pet's feelings, just banking that actually works.
Not the bad part: Seems like they might not be in Ireland, yet: https://www.irishtimes.com/business/2024/06/06/monzos-irish-plans-already-in-train/
I’ve spent over an hour on the phone w/my credit union today for what shouldn’t have been a call in the first place: adding my card to my phone for tap-to-pay. Every other card I’ve added has been a quick, automated process.
Aaaaand by the end of the call, it still wasn’t working.
I *really* want to support my local credit union, but this is unacceptable. I’ve been trialing Monzo for my pocket money; this may push me over the edge to use it for our joint account as well.
Curious about the tech journey behind building a bank?
Suhail Patel shares the lessons from #Monzo's experience: from technological choices (#Cassandra & #Kubernetes) in the early days - to how Monzo has maintained its speed of execution: https://bit.ly/3RUznN1
The #Monzo iOS app informed me I was running an outdated version, with a button to "go to the App Store". Pressing it opens up the Google Play page for the Android app...
#Monzo reckons I'm in the top 5% of spenders at #HollywoodBowl. I've not been to a Hollywood Bowl in years - at least 10, maybe 15. Nearest one is 1½hrs away in Cardiff.
I do, however, regularly frequent Hwb, a bar in my nearby town.
"Hwb" ≠ "Hollywood Bowl"
Anyone had problems speaking with Monzo ? Ive contacted them today to help access an account I haven't used in a while and I've now spken with 5 different members of their support team asking for the same information? #monzobank #monzo
5 years at #Monzo yesterday. After not really being in one job for more than 2-3 years at a time, it's quite an achievement for me. I can't imagine being anywhere else now (except retired! 
), I'm very lucky to get to work with some great people all the time.
As always we're hiring for all sorts of folks, hit me up if you're interested.
The #Monzo app UI changes are still annoying me, even months later
It also keeps asking me to enable notifications, which I already have enabled
It also keeps crashing and being unable to load the various feeds when I open it
Really feels like it’s taken a massive hit to the quality over the past 6 months or so :/
Wow, have #Monzo gone down hill.
I have someone that does not know the difference between a card payment and Direct Debit (froze the card in response to request to refund a direct debit).
They do not know what a direct debit is, calling them "subscriptions".
They are not able to understand the payments have gone through and need refunding.
They don't know the direct debit guarantee.
This is terrible. I have asked to be transferred 4 times now.
It's pretty obvious that the #Monzo "Customer Operations" team is just an AI. This is absolutely ridiculous. Avoid this company at all costs.
Grr #Monzo, again, accepting DD instructions when I have told them not to, so getting a fraudulent payment refunded.
But they are victim blaming, saying that in order to set up a DD someone has to know the sort code and account, and that I should be careful giving it out!!!
1. They don't - they can make up an account - the check digit is simple.
2. We have to give details for people to pay us - D'uh!!!
Why are all banks a pain?!
At least I am am entitled to an immediate refund so no loss.
I’ve added some content to my about page with reflinks to all the apps and services I’m using everyday.
#Banking:
- #Revolut: https://revolut.com/referral/?referral-code=pawelbtm!NOV2-23-AR-L2
- #Monzo: https://join.monzo.com/c/d3l9wd9
- #infakt: https://www.infakt.pl/polecam/pawelorzech
- #spendee: https://spnd.me/l1hopg
Phone service:
- #Orange #Flex: PAWELV5JH
#Email:
- #Fastmail: https://ref.fm/u26294944
#VPN:
- #Surfshark: https://surfshark.deals/yeswas
Taxi:
- #FreeNow: https://m.free-now.com/JGMc?af_siteid=357852748&deep_link_sub1=58887302&af_referrer_uid=1536928477764-6900030&af_dp=mytaxi%3A%2F%2Fde.mytaxi.passenger%2Fpromocode%3Fadd_promo_code%3D9fd4g0qy8&pid=af_app_invites&c=share_130721_fn_pa_in_0_gl_gl_-_mx_mx_co_mx_re_-_ge_-_na_-_-_-_tx Referral code: 9fd4g0qy8
Food delivery:
- #UberEats: https://ubereats.com/feed?promoCode=eats-uberpawelorzech
- #Glovo: https://glovo.go.link/?adj_t=vanu045&adjust_deeplink=glovoapp%3A%2F%2Fopen%3Flink_type%3Dmgm_promo%26c%3DDLGS9DL , code: DLGS9DL
- #Wolt: UHQZ39J
Other internet services:
- #Akiflow: https://web.akiflow.com/referral?name=UGF3ZcWC&referral=6mu9V2AT6nyosiOc
- #omg.lol: https://home.omg.lol/referred-by/pawel
- #bunnycdn: https://bunny.net?ref=1lckt4er2k
- #hetzner cloud: https://hetzner.cloud/?ref=ZR4PG826NbIO
- #NextDNS: https://nextdns.io/?from=fqxhxaet
- #reclaim.ai: https://reclaim.ai/r/s/iqxHn
Rí Rua
